05 June 2014
Pre-planning: Protection for Your Family and Your Last Wishes
Published 05 June 2014
Funerals are uncomfortable for many people to think about, let alone discuss with their loved ones. Unfortunately, they are a fact of life which must be dealt with at some point. Pre-paid funeral arrangements are a methods of planning your own final ceremony which can alleviate a lot of stress off your loved ones when the time arrives.
Consider prepaid funeral plans a type of insurance. In this manner, you can see they are a method of protection for your family. Your spouse, children or other family members will not have to make difficult decisions at a time when they are already distressed.
What are the Benefits?
You can select the size of the service you would like and see that your final wishes are planned in a manner which appeals to you. Payments can be made in installments or paid in advance, so it can alleviate financial worries later on. Many companies offer a locked-in rate. Even if prices rise substantially between when you make the arrangements to when the ceremony is performed, your family will not face any additional charges.
Who Should be Involved?
It is important that anyone who may be involved with handling your will also be aware of your funeral plans. This includes any legal adviser you may have, your spouse and adult children. You should keep all documents relating to the pre-paid arrangement together with other legal documents like your will and life insurance policy.
How do I Start?
You can begin by contacting local funeral directors in the area you want the funeral to take place. Not all plans are the same so it is important to carefully review each. This is true of the various plans available at each funeral home as well as how they can vary from one company to the next. When you have located a plan you are comfortable with, be certain to read all the fine print to ensure prices are locked in and everything from caskets to transportation are covered.
While it is difficult to imagine the end of life, it is important to remember that those moments are even more difficult for the ones who are left behind. If you have loved and cared for them through your life, continue to do so after you are gone as well. Contact a funeral director today to get the process started.