We have previously mentioned several deceptive and harassing techniques used by over-zealous creditors in their efforts to collect on a debt. Though these practices can come from any type of creditor, we see them most often employed by debt collection agencies. We know that creditors may utilize the help of a collection agency to recover a consumer debt. In much the same way, collection agencies may in turn seek help in collecting the debt from an attorney or law firm. Receiving a collection letter from a law firm can be confusing, as it may lead the consumer to believe that the collection agency is pursuing some type of legal action against them. This is not always the case.
FCCPA 559.72(11) states: “In collecting consumer debts, no person shall: communicate with a debtor under the guise of an attorney by using the stationary of an attorney or forms or instruments that only attorneys are authorized to prepare.”
Navigating a Personal Injury Claim Through the Chapter 13 Bankruptcy Process
What is a Chapter 7 bankruptcy?
A Chapter 7 bankruptcy is your commonly known fresh start bankruptcy. It's a liquidation of all assets and debts. You would go and file,
Check out our infographic!
Watch this video metacafe.com/w/10516313 on Metacafe - What Is the difference Between Chapter 7 and Chapter 13 Bankruptcy.mp4
fifecestalaw.com/mesa-arizona/p… Preferential Payments And Their Impact On Bankruptcy Filings
How to Protect Yourself from Irresponsible Tenants
Every landlord hopes that the residents of their building or apartment complex will be agreeable. Rent should be on time. The noise level
Using your credit card to pay taxes may make sense--sometimes. However, there are important considerations to using credit cards for this purpose.
To speak with an experienced bankruptcy attorney about your case and any questions you may have, contact Low & Low Bankruptcy Lawyers. We can help you eliminate your financial burdens
Guest blog by @FifeCestaLaw Options for legal recourse when another driver hits my parked car on private property jrslaw.com/accident-law/d…
My answer on @Avvo to: Can a incorrectly dismissed bankruptcy be fixed years later? #afterbankruptcy rpx.me/1/lbPm
Do creditors send a 1099 after they have used all collection efforts and I am still unable to pay?
Do creditors send a 1099 after they have used all collection efforts? Answered by Mesa bankruptcy professional Thomas Cesta.
TIME-LINE TO SETTLE A DEBT (IN TEXAS)
As Bankruptcy Lawyers in Houston we have ample experience providing our clients with effective debt relief strategies that work. This is the
Please check out my answer on @Avvo to: How do I keep my wages from being garnished by creditors? #garnishment
How do I keep my wages from being garnished by creditors? - Avvo.com
Should I use the suggestion of bankruptcy at pre-trial conference in negotiating settlement for credit card debt? Q: I am being sued in civil court by a collection agency over
I was served a civil summons in Phoenix from a 3rd party for a credit card debt. Can they use recordings in court against me? I called to get more
Great guest blog by +Out-of-Court Solutions +Oliver Ross
The 3 Most Important Connections Between Divorce and Bankruptcy
Filing for either bankruptcy or divorce involves complicated financial issues. When
Losing your credit cards when you file bankruptcy can be a scary thing, especially if you've been making ends meet by using them. I'm often asked by my clients if